Terms & Conditions

INTRODUCTION

Thank you for visiting SkinsMonkey.com. We hope that you will find these Terms and Conditions helpful to understand the nature and scope of the agreement you may enter into to enjoy our services.

Below you may read the Terms and Conditions, which regulate details of services, your eligibility, your obligations and rights, limitations of our liability, and other important legal information. Please read them carefully.

If you have any questions, please contact us at support@skinsmonkey.com.

AGREEMENT PARTIES

By using SkinsMonkey.com, you acknowledge and agree that you have read, understood, and accepted these Terms and our Privacy Policy.

The agreement is between:

Virtual Asset Empire Limited
13 Kypranoros Street,
Evi Building, 1st Floor, Office 102,
1061 Nicosia, Republic of Cyprus
Company Number: HE 412509

GENERAL TERMS

SkinsMonkey.com is an online platform that facilitates trading of Steam-supported virtual items. We are **not affiliated** with Valve Corporation.

By accessing SkinsMonkey.com, you agree to comply with the applicable **Steam subscriber agreements**.

ELIGIBILITY

• You must be at least **16 years old** to use SkinsMonkey.com.
• Users under 18 must have parental or guardian approval.
• We do not provide services to legal entities.
• Users from restricted countries (e.g., **Iran, North Korea, Russia, Syria**) are **not eligible** to use our services.

TRADING RIGHTS

Trading on SkinsMonkey does not involve **fiat currency or cryptocurrency**. Trades are performed using **virtual items** or **drawing rights** issued specifically for use on our platform.

RISK DISCLOSURE

• Virtual items may lose value due to **market fluctuations**.
• There is **no guarantee** that items can always be traded.
• Service availability may be **disrupted** due to technical failures.
• Virtual items remain the property of **Steam** at all times.

SERVICE AVAILABILITY

We strive to maintain **24/7 availability**, but we reserve the right to **temporarily suspend** or **terminate** services for maintenance or legal compliance.

ACCOUNT REGISTRATION

To access our services, you must sign in through your **Steam account**. Upon login, your **SkinsMonkey account** will be created automatically.

You are responsible for safeguarding your **login credentials**. We are not liable for unauthorized account access.

PAYMENTS & FEES

Some trades may involve **fees**, which will be displayed **before** a transaction is completed.

All payments are processed in **USD**, and we are **not responsible** for exchange rate fluctuations.

PROHIBITED ACTIONS

• Using SkinsMonkey for **illegal activity** (e.g., money laundering, fraud).
• Attempting to **manipulate market prices**.
• Using **bots or automation** to exploit the platform.

LIMITATION OF LIABILITY

SkinsMonkey is provided **"as is"** without any guarantees of uninterrupted operation. We **are not liable** for losses due to technical failures or market conditions.

ARBITRATION AGREEMENT

Any disputes shall be **resolved via arbitration** in the British Virgin Islands. By accepting these Terms, you **waive your right to a lawsuit** in state courts.